Welcome to King Financial Group, Inc.

Our Company

King Financial Group, Inc. is a residential mortgage company specializing in loans that will meet most families’ needs. We believe in providing the best service, products, and follow-through as if you are a part of our family. The King Financial Group believes in developing personal one-on-one relationships for the sole purpose of placing you with the best product for your family’s needs. Our goal is to be your lender of choice for you and your family for life.  King Financial Group was established in 1992 by Kathy King with the desire to treat customers with respect, integrity, and dignity. Kathy found that spending quality time to educate her customers regarding the mortgage processes resulted in better choices being made for the families that she served. Kathy has found that her processes resulted in taking the fear out of financing.  Today, the entire King Financial team continues this legacy which has resulted in serving multiple generations of families for life.


At King Financial, we believe that “Value” is not determined by numbers, but by the lives you touch. This is the core of our culture. Exceptional customer care, compassion and personal choices are not simply catch phrases that are tossed around. We live our culture so that you and your family will find that the mortgage process is not as daunting as you may have experienced in the past. 

All King Financial staff members treat new and existing customers with that same “Value” of culture. Let King Financial prove that these values of respect, results and resilience combined with your families thoughts and opinions matter.  Together, we will help you and your family move into the home of your dreams. 

Our Process

At King Financial, we pre-approve and underwrite every qualified loan through Fannie Mae’s Direct Underwriting or Freddie Mac’s Loan Prospector (underwriting system).  This process results in a quicker, seamless loan approval. This integral step provides our real estate agent-partners and borrowers with an unobstructed path to closing your loan.  King Financials focus is on you the customer; and is simply what we do best!

Our highly experienced mortgage loan originators, processers, and operations staff sets realistic goals so that your loan will be submitted to underwriting as quickly as possible.  More than half of our loans are cleared to close within 12 days of delivery to our processing team and are closed and funded within 20 days or less. This allows the King Financial Group to issue preliminary closing documents to review with your family prior to closing. Exceeding expectations and exceptional communication is what your family will experience.  In fact, throughout the process, in addition to keeping you informed, we email Mortgage Status Updates to the real estate agents and the title company involved in your transaction.   Our process reduces frustration and keeps all parties updated with your transaction from application through funding.


King Financials single family mortgage programs and loan products meet most family’s needs. This is the most valuable reason for our clients to meet in person with our caring, educated, licensed Residential Mortgage Loan Originators. At King Financial, we can put together the combination of different loan products, down payments, PMI, no PMI or Lender paid PMI programs that will meet your family’s needs. For example, at King Financial, we will finance home purchases, refinance, as well as, owner and non-owner occupied properties. We have several types of first time home buyer programs such as the MCC Tax Credit.  We also have great Jumbo pricing (loans over $417,000). Our most popular government home loans include FHA, FHA 203K, VA, and USDA, just to name a few. We finance interim construction loans, lot loans and land loans. In addition, King Financial now offers a one-time close for new construction.  We can offer your family fixed rate programs consisting of 30 year fixed, 20 year fixed, 15 year fixed, or 10 year fixed rate home loans. We also have adjustable rate mortgage loan products to choose from and much more depending upon your family’s needs and qualifications.

As a company, King Financial has included in their ‘values’ no-prepayment penalties on all of our loan products.  We ask our customers what they want, what their goals and objectives are, what their comfort level with payment will be and how long they think they will be in their home. The answers to these questions, will allow us to offer your family various options to meet your their goals and objectives. Providing your family with options will allow you to make better decisions in your own home loan process. 


King Financial Group, Inc. believes in training and education.  We provide MCE training classes, compliance related courses, as well as, agent, borrower and mortgage focused training.  King Financial has an open invitation to all of our agent-partners and customers to attend these training opportunities at our corporate location.

Marketing, Media & Video Services for our Realtor Partners

In addition to our home loan programs with competitive pricing, King Financial Group, Inc. is proud of our professional, in-house, VIP agent-partnered marketing department. Our marketing department produces co-branded materials for our VIP agent-partners and their King Financial Group RMLO counterparts to use to help them grow their business together using our Values. Other services offered to our VIP-agents include video services, branding and marketing, logo design, and marketing and advertising consultation services.

Remember, there is NO COST to you and never any obligation to get Pre-Approved for a home loan through King Financial! The process is quite simple.  The following will outline the three easy steps to obtaining a Pre-Approval letter for your family.

  1. Your licensed RMLO loan officers will provide you with our LOAN CHECK LIST which describes the documents that you will need to provide so that we may process your loan.  This list includes income, asset, and credit documentation. This check list may also be found on our company site under the LOAN PROCESS tab. This allows your RMLO to determine the maximum sales price and loan amount for your pre-approval. It will be necessary during this process for your RMLO to pull your credit report from all three credit repositories. Your credit score also known as your FICO score is important for qualifying.
  2. Next, we input your loan through DU (Fannie Mae) or LP's (Freddie Mac) automated underwriting system for a preliminary loan approval.  This is very fast. Your conditional loan approval will be *subject to: an executed contract of sale, acceptable appraisal, title work, and survey.  Any conditions stated on the preliminary conditional automated underwriting report must be satisfied before loan approval. THIS IS NOT THE FINAL UNDERWRITTEN LOAN APPROVAL USED FOR CLOSING DUE TO THE * SUBJECT TO ITEMS NEEDED.  Ask your RMLO for more details.
  3. Once the DU or LP automated underwriting approval is complete, your RMLO will prepare a Pre-Approval letter for you and your family. When your real estate agent presents a contract to the seller for your home purchase, they will include your Pre-Approval letter.  This helps strengthen your offer to the seller documenting that you are a Qualified Buyer.  Ask your real estate agent how to use this letter appropriately while negotiating!
Look at theAbout Us’ tab at the top of this site to Meet YOUR Team! 
Please visit our Highland Village, Texas location.  We currently originate loans in all of Texas most popularly, Dallas-Fort Worth and surrounding areas such as Denton County, Lewisville, Highland Village, Flower Mound, Double Oak, Lantana, Argyle, Keller, Southlake, Grapevine/Colleyville, Coppell, Highland Park, Plano  and Frisco.  We also have families that we have helped in Austin, Spicewood, Marble Falls, Kerrville, San Antonio, McAllister, Houston, The Woodlands and many more Texas cities and counties. 
We will lend anywhere in Texas!
Corporate Office:
2600 Village Parkway Suite 100 
Highland Village TX 75077                                                                      
NMLS 270308     
972.539.2500 Office    
972.539.6699 Fax
King Financial Group, Inc. supports the following programs: The Children’s Advocacy Center and the Marine Corps League for Denton County Texas.  Please click on the pictures to link to site for volunteer or donation information. A gift of time is more valuable than money sometimes! We appreciate you!

                                              JOIN NOW!        
Marine Corps League
MLCpl Jacob R. Lugo Detachment 1300
Serving Marines, FMF Corpsmen, and their families
Denton County, Texas
Find the solution that fits your needs.

Purchasing a Home?

Turn the home of your dreams into reality. Whether you are buying your first home, second home, or vacation property, use this FREE self-help tool to determine exactly what type of purchase loan is best for you.


Need to Refinance?

Save money by taking advantage of the lowest rates available. Whether you are looking to lower your rate, lower your monthly payment, or tap into your home's equity, use this FREE self-help tool to determine exactly what type of refinance solution is best for you.


Consolidating Debt?

Use your home to help eliminate bad debt and bundle your bills into one easy monthly payment. Whether you need to pay off high-interest credit cards or you just need cash now, use this FREE self-help tool to determine exactly what type of debt consolidation program is best for you.