Welcome to King Financial Group, Inc.

                                        
King Financial Group, Inc. was established in 1992, and is committed to providing clients with royal customer service!  Our commitment starts by providing homeowners with some of the lowest mortgage rates available in Texas!  Whether you are a first-time homebuyer, purchasing your dream home, buying commercial real estate, refinancing, or consolidating debt, we can help. Our highly experienced team of licensed Residential Mortgage Loan Originators will patiently educate, and advise you on a large array of mortgage options and strategies regarding interest rates, and mortgage loan programs. King Financial Group, Inc. is about choices.
 
There is NO COST and never any obligation to get Pre-Approved for a mortgage!  It's really quite simple.  The following will outline the three easy steps to obtaining a Pre-Approval letter.
 
  • Your licensed RMLO's will request income, asset, and credit documentation from you as stated on our Loan Check List under the LOAN PROCESS tab. This allows your RMLO to determine the maximum sales price and loan amount you will qualify for. It will be necessary during this process for your RMLO to pull your credit report from all three credit repositories.
  • Next, we input your loan through DO (Fannie Mae) or LP's (Freddie Mac) automated underwriting system for a preliminary loan approval.  This is very fast. Your conditional loan approval will be subject to: an executed contract of sale, acceptable appraisal, acceptable title work, acceptable survey, and any conditions stated on the preliminary conditional automated underwriting loan approval. THIS IS NOT A THE FINAL UNDERWRITTEN LOAN APPROVAL USED FOR CLOSING.  Ask your RMLO for more details.
  • Once the DO or LP automated underwriting approval is complete, your RMLO will prepare a Pre-Approval letter for you. When your real estate agent presents a contract to the seller for your home purchase, they will include your Pre-Approval letter.  This helps stregthen your offer  to the seller documentating that you are a qualified buyer.  Ask your real estate agent how to use this letter appropriately while negotiating!
 
Look at the About Us tab at the top of this site to Meet Our Team, and for RMLO contact information.
 
Our RMLO's are here to assist you with all your financing needs! Especially Pre-Approvals and new loan applications.  Our Loan Processors are here to guide you through the processing, and underwriting of your loan along with with your RMLO. Our Closers are here to coordinate drawing loan documents with our Closing Attorneys and delivering closing documents to the Title Company for closing.

We work very closely with your real estate agent, builder and the listing agent with loan status updates throughout the process. We are all part of your home buying team! Please do not hesitate to call anyone at King Financial Group, Inc. regarding the status of your loan.

At King Financial Group, Inc., our ultimate goal is to develop "Clients for Life".  One of the ways we try to service our clients is by providing mortgage updates with changing market conditions. Working together, we have found we have saved our clients thousands of dollars in interest costs over the life of their loans. If you know anyone that can use help with their mortgage, please give them our name and number.  We take networking seriously, if we can help you in your business in anyway, please be sure to let us know!
 
Teaming Up In Your 'Best Interest' with the best Realtors, Builders,Title Companies, and Insurance Companies in Texas!  Need a referral? We can help......

We Specialize in the following Texas Mortgage Loans:
  • Purchase Loans
  • Refinance Loans
  • Cash Out - Home Equity Loans
  • New Construction
  • Jumbo Loans
  • Interim Construction Loans
  • FHA Loans
  • VA Loans
  • USDA Loan
  • Commercial Loans
  • MCC Tax Credit
  • And Much, Much More!
 
Located in Flower Mound, Texas we originate loans in all of Texas most popularly, Dallas Fort Worth and surrounding areas such as Denton, Lewisville, Highland Village, Double Oak, Lantana, Argyle Keller, Southlake, Grapevine/Colleyville, Coppell, Highland Park, Plano  Frisco, Denton.  We also have current clients in Austin, Spicewood, Marble Falls, Kerville. San Antonio, McAllister, Houston, The Woodlands

Call Us Today :  (972) 539-2500 Office  
                           (972) 539-6699 Fax

 
Corporate Sponsor:
King Financial Group donates to The Children’s Advocacy Center for Denton County Texas for every loan we close. If you would like to help, please go to: http://www.cacdc.org 

 
 
 
Find the solution that fits your needs.

Purchasing a Home?

Turn the home of your dreams into reality. Whether you are buying your first home, second home, or vacation property, use this FREE self-help tool to determine exactly what type of purchase loan is best for you.

 

Need to Refinance?

Save money by taking advantage of the lowest rates available. Whether you are looking to lower your rate, lower your monthly payment, or tap into your home's equity, use this FREE self-help tool to determine exactly what type of refinance solution is best for you.

 

Consolidating Debt?

Use your home to help eliminate bad debt and bundle your bills into one easy monthly payment. Whether you need to pay off high-interest credit cards or you just need cash now, use this FREE self-help tool to determine exactly what type of debt consolidation program is best for you.