About Our Process

At King Financial, we pre-approve and underwrite every qualified loan through Fannie Mae’s Direct Underwriting or Freddie Mac’s Loan Prospector underwriting systems.  

This results in a quicker and seamless loan approval. This step is integral in the loan process and provides our real estate agent-partners and borrowers with an unobstructed path to closing.  Our focus is on you, the customer, and that is simply what we do best!


Our highly experienced Residential Mortgage Loan Originators, processors, and operations staff set realistic goals so your loan is submitted to underwriting as quickly as possible.  

More than half of our loans are cleared to close within 10 days of delivery to our processing team and are closed and funded within 20 days or less. This allows King Financial Group to issue preliminary closing documents to review with your family prior to closing. 

Exceeding Expectations & Exceptional Communication is the King Financial Experience!  

In fact, throughout the process and in addition to keeping you informed, we email your Mortgage Status Updates to the real estate agents and title company involved in your transaction. This reduces frustration and helps keep all parties up to date, from application to funding.

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