MACH 5 Digital Mortgage
- Simply Apply Online at: www.KingFGLoan.com click “Full Application” and then “Apply Now.” We will receive an email once you have completed your application. We will then call you with any questions we may have.
- No up front documents are required to underwrite the loan. We will send you a eConsent and loan disclosures to be executed electronically. Once we have the intent to proceed signed, we move your loan to underwriting, collect an appraisal fee and lock in your interest rate if your ready. If you do not have a home yet that’s ok too. We will get your loan Pre-Approved and hold off on the appraisal fee and locking in your rate. We will verify employment and deposits digitally.
- Your loan is then fully underwritten for Loan Approval or Pre-Approval by our underwriter. Once approved, we collect the conditions/credit documents required by the underwriter. The underwriter will review the requested documents and clear the loan to close if all of the conditions are met. The approval will be subject to title work, appraisal, survey, and fully executed contract of sale.
- Closing documents are prepared once your loan is cleared to close from underwriting. You may sign closing documents electronically by mobile phone, laptop or desktop computer. Once signed the loan will fund and you will get your keys.